.retail-card h3,
.retail-card ul {
	margin-bottom: 20px
}

.contact-label,
.rate-table th {
	letter-spacing: .5px;
	text-transform: uppercase
}

.locker-table td,
.rate-table th {
	text-align: left
}

.contact-label,
.fd-rate-box small,
.rate-table th {
	text-transform: uppercase
}

.retail-section {
	padding: 40px 0;
	background: #f8f9fa
}

.retail-card {
	background: #fff;
	border-radius: 16px;
	padding: 35px;
	margin-bottom: 30px;
	box-shadow: 0 8px 25px rgba(0, 0, 0, .05);
	border-left: 5px solid var(--secondary-color)
}

.retail-card h3 {
	font-size: 24px;
	font-weight: 700;
	color: var(--title-color)
}

.retail-card ul li {
	font-size: 15px;
	line-height: 1.7;
	color: var(--text-color);
	text-align: justify
}

@media (max-width:767px) {
	p {
		text-align: justify
	}
}

.risk-disclosure {
	background: linear-gradient(135deg, #fff3cd 0, #ffe69c 100%);
	border: 1px solid #ffc107;
	border-radius: 12px;
	padding: 25px 30px;
	margin-bottom: 30px;
	border-left: 5px solid #ffc107
}

.risk-disclosure h4 {
	font-size: 18px;
	font-weight: 700;
	color: #856404;
	margin-bottom: 15px;
	display: flex;
	align-items: center;
	gap: 10px
}

.risk-disclosure h4::before {
	content: '⚠';
	font-size: 20px
}

.contact-modern-wrapper {
	background: #fff;
	border-radius: 16px;
	padding: 40px;
	margin-bottom: 30px;
	box-shadow: 0 5px 20px rgba(0, 0, 0, .05);
	border-left: 4px solid var(--secondary-color)
}

.contact-header {
	display: flex;
	align-items: center;
	gap: 15px;
	margin-bottom: 30px;
	padding-bottom: 20px;
	border-bottom: 2px solid #f0f0f0
}

.contact-header .contact-icon {
	width: 50px;
	height: 50px;
	background: rgba(11, 140, 249, .1);
	border-radius: 12px;
	display: flex;
	align-items: center;
	justify-content: center;
	color: var(--secondary-color);
	font-size: 24px
}

.contact-header h3 {
	font-size: 24px;
	font-weight: 700;
	color: var(--title-color);
	margin: 0
}

.contact-cards-grid {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
	gap: 20px;
	margin-bottom: 20px
}

.contact-card,
.contact-email-card {
	background: #f8f9fa;
	border-radius: 12px;
	padding: 25px;
	display: flex;
	align-items: flex-start;
	gap: 15px;
	transition: .3s
}

.contact-card:hover,
.contact-email-card:hover {
	background: #fff;
	box-shadow: 0 5px 15px rgba(0, 0, 0, .08);
	transform: translateY(-3px)
}

.contact-card-icon {
	width: 45px;
	height: 45px;
	background: var(--secondary-color);
	border-radius: 10px;
	display: flex;
	align-items: center;
	justify-content: center;
	color: #fff;
	font-size: 18px;
	flex-shrink: 0
}

.contact-card-content {
	display: flex;
	flex-direction: column;
	gap: 5px
}

.contact-label {
	font-size: 12px;
	font-weight: 600;
	color: var(--text-color)
}

.contact-value {
	font-size: 16px;
	font-weight: 700;
	color: var(--title-color)
}

.email-link {
	color: var(--secondary-color) !important;
	text-decoration: none;
	transition: color .3s
}

.email-link:hover {
	color: var(--theme-color) !important;
	text-decoration: underline
}

.account-type-list {
	display: flex;
	gap: 15px;
	margin-bottom: 35px;
	flex-wrap: wrap;
	justify-content: center
}

.account-type-btn {
	padding: 14px 30px;
	background: #fff;
	border: 2px solid #e0e0e0;
	border-radius: 30px;
	font-weight: 600;
	color: var(--text-color);
	cursor: pointer;
	transition: .3s;
	font-size: 15px;
	min-width: 180px
}

.account-type-btn:hover {
	border-color: var(--orange-color);
	color: var(--orange-color)
}

.account-type-btn.active {
	background: var(--secondary-color);
	color: #fff;
	border-color: var(--secondary-color);
	box-shadow: 0 5px 20px var(--dark-blue-color)
}

.rate-table tbody tr:last-child,
.rate-table th {
	border-bottom: none
}

.account-content {
	display: none;
	animation: .4s fadeIn
}

.account-content.active {
	display: block
}

.locker-type,
.rate-table .currency-cell {
	display: flex;
	align-items: center;
	font-weight: 600
}

@keyframes fadeIn {
	from {
		opacity: 0;
		transform: translateY(10px)
	}

	to {
		opacity: 1;
		transform: translateY(0)
	}
}

.modern-table-wrapper {
	background: #fff;
	border-radius: 16px;
	overflow: hidden;
	box-shadow: 0 8px 24px rgba(0, 0, 0, .06);
	margin-bottom: 25px;
	border: 1px solid rgba(0, 0, 0, .04)
}

.table-responsive-modern {
	overflow-x: auto;
	-webkit-overflow-scrolling: touch
}

.rate-table {
	width: 100%;
	border-collapse: separate;
	border-spacing: 0;
	font-size: 15px;
	min-width: 600px
}

.rate-table thead {
	background: linear-gradient(135deg, var(--secondary-color) 0, #0a5e8a 100%)
}

.rate-table th {
	padding: 18px 20px;
	color: #fff;
	font-size: 13px;
	font-weight: 700
}

.rate-table td:nth-child(n+2),
.rate-table th:nth-child(n+2) {
	text-align: right
}

.rate-table tbody tr {
	border-bottom: 1px solid #f0f2f5;
	transition: .25s
}

.rate-table tbody tr:hover {
	background: linear-gradient(90deg, rgba(11, 140, 249, .04) 0, transparent 100%);
	transform: translateX(4px)
}

.rate-table td {
	padding: 16px 20px;
	color: var(--text-color);
	font-weight: 500
}

.rate-table .currency-cell {
	gap: 12px;
	color: var(--title-color)
}

.rate-table .currency-cell img {
	width: 28px;
	height: 20px;
	border-radius: 4px;
	object-fit: cover;
	box-shadow: 0 2px 6px rgba(0, 0, 0, .1)
}

.rate-table .rate-value {
	font-family: Inter, monospace;
	font-weight: 700;
	color: var(--text-color);
	font-size: 15px
}

.locker-table th {
	background: linear-gradient(135deg, #f8f9fa 0, #e9ecef 100%);
	color: var(--title-color);
	text-align: left
}

.locker-type {
	gap: 8px
}

.locker-type::before {
	content: '🔒';
	font-size: 16px
}

.price-tag {
	font-weight: 700;
	color: var(--theme-color);
	font-size: 16px
}

.rate-updated {
	background: linear-gradient(135deg, #e8f5e9 0, #c8e6c9 100%);
	color: #2e7d32;
	padding: 12px 20px;
	border-radius: 10px;
	font-weight: 600;
	font-size: 14px;
	margin-bottom: 25px;
	display: inline-flex;
	align-items: center;
	gap: 8px;
	border-left: 4px solid #4caf50
}

.note-box {
	background: #fff3cd;
	border-left: 5px solid #ffc107;
	padding: 18px 25px;
	margin-top: 25px;
	border-radius: 0 10px 10px 0;
	font-size: 14px;
	color: #856404;
	font-weight: 500
}

.fd-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 20px;
    margin-top: 30px;
}

.fd-card {
	background: linear-gradient(135deg, #fff 0, #f8f9fa 100%);
	border: 2px solid #e0e0e0;
	border-radius: 16px;
	padding: 25px 20px;
	text-align: center;
	transition: .3s;
	position: relative;
	overflow: hidden
}

.fd-card::before {
	content: '';
	position: absolute;
	top: 0;
	left: 0;
	width: 100%;
	height: 4px;
	background: linear-gradient(90deg, var(--orange-color), var(--secondary-color))
}

.fd-card:hover {
	border-color: var(--orange-color);
	transform: translateY(-5px);
	box-shadow: 0 10px 30px rgba(0, 0, 0, .1)
}

.fd-months {
	font-size: 18px;
	font-weight: 700;
	color: var(--title-color);
	margin-bottom: 15px
}

.fd-rate-box {
	background: rgba(220, 20, 60, .1);
	border-radius: 12px;
	padding: 15px
}

.fd-rate-box small {
	display: block;
	font-size: 12px;
	color: var(--text-color);
	margin-bottom: 5px
}

.fd-rate {
	font-size: 24px;
	font-weight: 800;
	color: var(--secondary-color);
	font-family: monospace
}

@media (max-width:768px) {
	.contact-modern-wrapper {
		padding: 25px
	}

	.contact-cards-grid,
	.fd-grid {
		grid-template-columns: 1fr
	}

	.contact-header h3 {
		font-size: 20px
	}

	.retail-card {
		padding: 25px 20px
	}

	.account-type-list {
		flex-direction: column;
		align-items: center
	}

	.account-type-btn {
		width: 100%;
		max-width: 300px
	}
}

.remittances-section ul,
.retail-card ul,
.risk-disclosure ul,
.safe-deposit-lockers ul {
	list-style: none;
	padding-left: 0;
	margin-left: 0
}

.remittances-section ul li,
.retail-card ul li,
.risk-disclosure ul li,
.safe-deposit-lockers ul li {
	position: relative;
	padding-left: 30px;
	margin-bottom: 12px
}

.remittances-section ul li::before,
.retail-card ul li::before,
.safe-deposit-lockers ul li::before {
	content: '\f058';
	font-family: 'Font Awesome 5 Pro';
	position: absolute;
	left: 0;
	top: 2px;
	color: var(--secondary-color);
	font-size: 18px;
	font-weight: 900
}

.risk-disclosure ul li::before {
	content: '\f058';
	font-family: 'Font Awesome 5 Pro';
	position: absolute;
	left: 0;
	top: 2px;
	color: #856404;
	font-size: 18px;
	font-weight: 900
}

/* Page Title Backgrounds */
#tf-page-title .bg-layer {
	background-image: url(../images/background/innerbanner05.webp);
}

#tf-page-title .pattern-1 {
	background-image: url(../images/shape/shape-18.png);
}

#tf-page-title .pattern-2 {
	background-image: url(../images/shape/shape-17.png);
}